Five Absolutely Best New Year Resolutions for Single Moms
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Can you believe we are getting ready to enter a new year? Me neither! I'm so excited thinking about all the possibilities to accomplish new things. Now its to make a list of new goals or resolutions for 2018. Make new years resolutions or goals that are meant to better your life and challenge you. Whether it's financial, exercising more, eating cleaner, or more YOU time.
Are you single mom in need of a few resolution ideas? Well lucky for you I have a few ( honestly didn't mean for that to rhyme). These are not your average goals though. These are BIG goals that will give you a daily positive mindset as well as set yourself up for a successful future, not only for you but for your children too!
When setting your 2018 goals don't be afraid to think BIG. Don't be afraid to put something down because of the resources that are available to you right now. Those are called limiting beliefs and girl, there's no room for that in the new year!
Stop thinking about "someday that might happen" and change your mindset to "I could make this happen this year". Being successful in life is about learning to think big. Setting those big goals will maximize your success in 2018. Allow yourself to dream big, even the craziest goals without judgment.
Here are a few new years resolution ideas. I deliberately posted a few because I want you to hone in on specific goals, instead of a list of twenty or thirty things. With too many things on your plate, you may get overwhelmed and feel like a failure not accomplishing all the things.
Cleaning up your credit score
While it is true that money makes the world go round, so does your credit score. Your credit score is your golden ticket to better opportunities like owning a car, a home, furniture outside of IKEA (not knocking IKEA though), or renting cars.
Start by taking a look at all the red flags on your credit report from all major credit bureaus. Make a list of all the items that need work. Then pick at least 5 that are the easiest to pay off. Also, remember to pay all of your bills on time, and pay more than the minimum balance due on your credit cards.
Achieving financial stability is very important for life as a single mom. Stick to the things that you absolutely need to survive like groceries, gas or public transportation money, medications, vitamins, kids necessities, dry cleaning and personal care. Toss unessential expenses like fast food, dinners out, and magazine subscriptions,.
Remember only spend money on things you truly need. In moments of temptation, refer back to your plan for a reminder of the goal you are working towards achieving. You should also lean on family and friends for emotional support.
Be sure to write down your daily spending habits to keep track of progress. Once it becomes a habit, remain firm in your plan and you will see the benefits of your sacrifices
Work Towards Becoming a Homeowner
I've wanted to be a homeowner since I discovered HGTV. Nowadays I want to become a homeowner to not have to cut the check for someone else's home. So lately I've been looking into NACA.
For those who are unfamiliar with NACA, they help potential homeowners get affordable mortgage payments I want to have a place my children can officially call home and make long-lasting memories. Whether or not I stay in my first home for years, it will be mine!
Now I'm not saying you need to buy a home this year unless that is an attainable goal for you. I'm saying from the foundation of the previously stated goals above to start working towards owning your own home and leave the days of leasing behind.
By practicing gratitude you are more likely to have a happier and more fulfilling new year. There are a million ways to do this. You can start now by sharing what you are grateful for with your children each morning or night before bed. Tell someone how much they mean to you often. Donate or give your time to those less fortunate than you.
Set at least five to ten minutes out your day to make a gratitude list. Without gratitude, we all fall prey to the everyday stress and overwhelm of life. Slow down and savor the moment in front of you.
Make More Time For Self-Care
I've said this over and over again. Why? Because self-care for moms, especially single moms is so important. Your overall health suffers when you don't make sufficient time for yourself. And girl, making time for yourself does not mean spending your hard-earned coins either.
I am a big advocate for self-care when it comes to single moms. Mothers have the natural talent to constantly push their needs aside to cater to everyone around her. So spend more time in 2018 focusing on YOU. The better you feel, the better your mood, the more productive you will be, therefore, more optimistic about your future.
While this is just a small list of the most important goal ideas for single moms, it really doesn't have to be YOUR list. Remember to think BIG. To help bring it all to focus, try breaking everything into categories such as finance, family, work, and something for you to work on personally.
If you want to stay completely focused on your most important goals you'll need to break them down to make them manageable. Breaking down your goals won't seem so scary crazy after you make a daily plan to keep you on track each day. Don't let your limiting beliefs keep you from what could very well be the best year of your life.